5-Star Google Review for Brightwire:

Five Stars
“My loan was cleared for closing in only 12 days and I skipped two payments.
The whole process could not have gone any smoother/better!” - Teaneck Resident

Why pursue an FHA loan?

FHA loans are typically the highest cost loan option for primary residence purchases and refinances. You should only pursue an FHA loan if you have no other options based on your available down payment and credit history.


How do I qualify for an FHA loan?

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  • A credit score of 580 or greater.
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  • Two years of employment history in the same industry.
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    Why choose Brightwire for your FHA loan?

  • We will help you determine if an FHA loan is truly your best loan option, or if you are better off with a different loan type.
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  • Our experienced loan officers can help accurately preapprove you for an FHA loan. Many FHA preapprovals from banks are inaccurate and lead to loan denials.
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  • We can help confirm if the condo development you are considering is FHA approved.
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  • We don’t have overlays (additional loan restrictions) and can preapprove our clients for higher purchase prices than our competitors.
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