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The first step in the homebuying process is mortgage pre-approval. Mortgage pre-approval helps prospective homebuyers better understand how much they need to allocate towards a down payment, and how much can be borrowed for their mortgage loan.
The maximum mortgage loan amount will depend on income, assets, credit rating, and debt.
Below are a few of the unique program features that Brightwire Loans offers for first time homebuyers:
• As low as 1% Down Payment
• Close in 20 days or less
• Parents, siblings, and family members can co-sign
Requirements:
• 700 Credit Score Minimum
• 2 Years working in same industry (unless formerly a student)
• No bankruptcies, judgements, or disputed credit accounts
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Brightwire Loans LLC
11 State St, Suite 203, Hackensack, NJ 07601
NMLS# 1074453, 869718 Licensed by the NJ Dept. of Banking and Insurance
Brightwire Loans is a mortgage broker and does not make mortgage loan commitments.
Brightwire Loans does not fund loans, and arranges all loans with third-party providers.