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Borrower Edge

Brightwire Loans is committed to helping borrowers with less-than-perfect, or even damaged credit.

Below are a few of the unique features of the Borrower Edge Loan Program:

• More Monthly Debt Permitted - Large credit card balances, car

payments, student loans, alimony, child support, etc.

• Credit scores as low as 600 are acceptable

Below are the requirements for the Borrower Edge program:

• 3.5% minimum down payment.

• Bankruptcies must have been discharged at least 24 months

 prior to mortgage application date.

• No late mortgage payments for prior 12 months.

• Judgments under $2000 are acceptable.

• No foreclosures in the last three years.

• Must be owner-occupied. The borrower must plan to live at the


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Brightwire Loans LLC

155 Park Ave, Suite 103, Lyndhurst, NJ 07071

NMLS# 1074453, 869718 Licensed by the NJ Dept. of Banking and Insurance

Brightwire Loans is a mortgage broker and does not make mortgage loan commitments.

Brightwire Loans does not fund loans, and arranges all loans with third-party providers.